Monday, January 28, 2008

Organizing finances

The title of this post is an action that is VERY IMPORTANT. This post is not going to be a week in review because I'd rather not talk about how I completely failed to make a schedule for last week or a meal plan. I'd like to talk about how I reconciled all my accounts in Quicken, had it create a report for last year, and realized I spent over $200 in finance charges and late fees on my credit cards.

I know, some of you are like, so what? That's nothing! Good for you! But you see, I see it as over $200 that could have been saved towards taking a trip, put towards my retirement or invested. And really, I pay all my cards online so there's no excuse for making late payments. So one of my goals for this year is not to pay a single credit card bill late!

I would also like to whine about how ridiculous our election system is, how it's really time to get rid of the delegates and go by the popular vote, by it makes me tired just thinking about it.

Right now I'm going to make a schedule for the week.

1 comment:

arduous said...

I completely agree with you re: our primary. I'm kind of getting nervous that this election will be determined by a) Edwards or b) super delegates and I don't like either of those options. I want whoever wins to win fair and square.

Just so you know, most credit cards will give you one get out of jail free card per year. So if you slip up once and pay your credit card late, call them and ask them to give you a pass.

If you pay your credit cards in full every month, you could also just sign up for automatic banking and have it deducted on a specific day from your checking account.

You can also choose when your credit cards are due (just call them and ask them to change your due date), so you can pick a date that you won't forget. Like the 15th or the 1st.